Medical insurance is quite a popular type of insurance services in the Ukrainian market, especially taking into account the stable growth of the number of tourists, migrant workers, students crossing the border for recreation, work and study abroad. In order to receive a visa, it is necessary to execute a medical insurance contract. This is a document, testifying on existence of agreement between insured and insurance company, according to which client has a right to count on financing of medical aid in the certain volume due to occurrence of insured events, stipulated by the agreement. How much does international health insurance cost?
International insurance, financial protection for travelers (travel insurance), pregnant women, bank clients, company employees, students, medical insurance for traveling abroad – all this is a list of services that can be obtained by contacting an insurance company.
What are the conditions of medical insurance?
For the tourist who has concluded a contract with the insurer, there is a payment of a certain amount of compensation as a result of the occurrence of insured events, which include:
- sudden illnesses threatening the life and health of the client;
- emergency situations threatening the life and health of pregnant women (miscarriage, ectopic pregnancy, bleeding, etc.).
The insured person has the right to expect payment for treatment in an inpatient or outpatient clinic, reimbursement for transportation to a medical facility, emergency dental care, purchase of medicines, post-mortem repatriation of the body, etc.
The cost of overseas travel medical insurance, which can be calculated using a special calculator, depends on several factors, including a list of insurance risks, age of the insured, health status of the insured, country of residence, etc. Tourists and corporate clients can buy medical insurance for travel, business trips abroad to almost any country in the world, with the exception of military conflict zones and natural disasters. Conclusion of the agreement is subject to the requirements of the consular service in order to avoid visa refusal and problems with border crossing. The average cost is $5,000 per year. The cost will vary depending on the items included in the insurance.
Thus, the insurance company provides an opportunity for travelers to buy international, complex travel or medical insurance for traveling abroad. You can get it online or in the office at the best price, at that you will be assured of the protection of your property, health, life during the whole period of your trip.